Ngā Pūrongo Whaimana: Whai muri i tētahi tau ahurei, kua kati ngā tatau o te ratonga tuku kai a DC, arā, ko TwentyTables. Ināianei, kei te hanga te kaiwhakaū tahi a Alex Cohen i tētahi tūāpapa hei tautoko i ngā kaipupuri moni hokohoko.
E whā tau i muri mai, ka kati puku a Cohen i a TwentyTables i te marama o Poutū-te-rangi 2021, kāore he mahere ki te whakatuwhera anō. I kōrero ia ki a Technical.ly ko te take ko ngā mate o te mākete i te mate urutā. I te marama o Mei 2020, i angitu te kamupene ki te whakawhiti ki te whakarato kai mā ngā hōhipera me ngā kaimahi o mua, ā, i toa i te Tohu Butler Pakihi Pai rawa atu mō ngā Pakihi Iti me te Waenga i whakawhiwhia e te Whare Tauhokohoko o Amerika. Heoi, i kī a Cohen i te mutunga e whakapono ana ia kāore e taea e te kamupene te whakahaere i roto i te wā roa. I mua i te whakawhiti, i hangaia tuatahitia te taupānga hei whakarato kai utu pumau i ngā wharekai o te rohe, ā, kua mahi tahi me ngā whare wānanga i te rohe o Washington i mua.
"I tere tonu tā mātou mōhio ka pā tēnei ki te wā roa," te kī a Cohen. "I ngaro ngā whare wānanga, i ngaro ngā wharekai o te rohe, koinei te piriti e mahi nei mātou."
Engari ki a Cohen, ehara te mutunga o TwentyTables i te upoko whakamutunga o te ao pakihi. I te katinga o tēnei kamupene tīmatanga, i kī a Cohen i mua i tana urunga ki te huringa haumi hokohoko a Reddit, i whai wā ia ki te whakaaro mō tana nekehanga e whai ake nei - te whakaaro mō ngā haerenga a AMC me Gamestop i te tīmatanga o te tau 2021. Whai muri i tana noho hei kaiārahi i tētahi huihuinga hea rongonui i runga i te tūāpapa (i whakakahore ia ki te whakapuaki ko tēhea), i manaaki ia i ētahi AMA, ā, i kōrero tahi me te kaiārahi mō ngā au me ngā hanganga o te mākete. I whakatau ia ki te whai i tētahi kamupene tīmatanga pakari mō tēnei kaupapa: te terminal.
Ko The Terminal te hua matua a Urvin Finance, ā, ko Cohen te kaiwhakaū me te tumuaki whakahaere. Ko te whāinga a te kamupene pūtea kia noho hei tūāpapa pāpori mō te haumi hokohoko, me te whakarato tohutohu, raraunga me ngā whai wāhitanga mātauranga ki ngā kaipupuri moni takitahi. Ko te tikanga whānui, ko te haumi hokohoko e pā ana ki ngā tāngata takitahi e haumi ana mā rātou anō, kaua ki te whakatau i runga i te ingoa o ngā kamupene, ngā whakahaere, ngā pūtea, ētahi atu hinonga rānei.
I roto i tētahi rauna kohi moni ā-iwi e haere tonu ana, i te taha o ngā kaiwhakaū a Dave Lauer (Tumu Whakarae Matua) me Zachary David (CTO), tata ki te $1.4 miriona te moni i kohia e Cohen rāua ko The Terminal mai i te 1,500 ngā kaipupuri moni mā Wefunder.
"He tūru waewae-toru [Te Terminal]. I hangaia i runga i ō mātou wheako katoa i roto i ngā taunekeneke hōhonu me te taipitopito ki ngā kaipupuri moni hokohoko i ngā marama 10 kua hipa," te kī a Cohen. "Ko te tūru he raraunga me ngā taputapu kounga ngaio, ā, kāore i te wātea ki te umanga hokohoko ēnei raraunga me ngā taputapu i tēnei wā."
Haunga te whakarato tohutohu whānui mō te haumi, ka taea e ētahi atu kaiwhakamahi te tuku kōrero me te tuku i ō rātou whakaaro. I kī a Cohen ko tētahi wāhanga nui o The Terminal ko tana wāhanga mātauranga, e rere ana puta noa i te tūāpapa katoa. Kei te whakaaro te kamupene ki te whakakotahi i ngā mea pēnei i ngā mirumiru mōhiohio me ngā whakamāramatanga me ngā kupumatua, pēnei i te "remortgage" me te "short selling."
Ka wātea hoki he wāhanga ataata, tae atu ki ngā kōrerorero ora me te AMA, tae atu ki ngā hui mōhiohio kua hopukina me tētahi tomokanga hei tono ki ngā tohunga kia waihanga i tētahi wheako ako taunekeneke ake.
"He tukanga mahi tahi tino nui te [whakawhitiwhiti kōrero], ā, kua tīmata noa iho, nā te mea ko ngā huihuinga katoa, ko ngā wāhi katoa e whakahaerehia ai tēnei momo mahi tahi, ehara i te mea he mea taketake ki te momo mahi e mahia ana," te kī a Cohen. "Nō reira, mā roto i tā mātou tūāpapa, kei te ngana mātou ki te waihanga i tētahi taiao taketake ake mō ēnei momo whakamahinga. E kitea ana e mātou he mea noa tēnei taiao, ā, kei mua tonu i te whakatairanga i te whai wāhi hou a ngā kaipupuri moni hokohoko."
I kī a Cohen, i te titiro whakamua ki te heke mai, e tumanako ana te kamupene ki te whakarewa i tētahi putanga alpha i te hauwhā tuatahi o te tau e tū mai nei, he putanga beta i te tīmatanga o te hauwhā tuarua, ā, i te mutunga o te hauwhā tuarua, i te tīmatanga rānei o te hauwhā tuatoru. Kua tīmata hoki te Terminal ki te utu i ngā kaiwhakakōtui Blazer. I kī ia kua utua e rātou tētahi tīma whakawhanake matua, engari ka haere tonu te whakanui ake i ngā kaimahi i te tipu haere o te kamupene.
I kī a Cohen, i a ngā kaiārahi e hanga ana i ngā kamupene, ko tētahi o ngā āhuatanga tino nui o The Terminal ko tana whakatairanga i te ōritetanga haumi me te whakarato rauemi hei whakahaere i te urunga atu. I runga i te whakaaro ki te taha kohi moni a te hunga haumi e whiwhi ana i te hea, i kī ia he tūāpapa pai tēnei, ā, he mea nui hoki nā te mea ko te tipu o te haumi hokohoko anake tana e kite ana.
"E whai ana mātou ki te kawe mai i tēnei patu ki tēnei taiao hou mō ngā kaipupuri moni hokohoko, nā te mea kāore rātou e manaakitia ana, ā, kāore anō kia tino whakaatu i a rātou i roto i ngā huarahi maha," te kī a Cohen. "Nā te mea e mōhio ana mātou ki a rātou, ko mātou rātou, kua noho tahi tonu mātou me rātou, e whakaaro ana mātou kāore ngā kaipupuri moni hokohoko katoa e ngaro... Kua roa rawa ngā umanga nunui e taea ai te tango i ngā hua nui iti nei. Me te tautoko a te pūtea, me te tautoko a ngā tāngata takitahi. Nō reira, koinei tā mātou e ngana ana ki te mahi, ā, koinei tā mātou e ngana ana ki te whakatutuki."
Wā tuku: Whiringa-ā-rangi 18-2021