Ngawaphi amazwe anokusebenzisa iintlawulo ze-RMB eziwela umda?

Ngawaphi amazwe anokusebenzisa iintlawulo ze-RMB eziwela umda?

Okwangoku, i-RMB yeyona mali yesibini ngobukhulu yokuhlawula imida eTshayina, kwaye intlawulo ye-RMB enqumla imida ithatha ngaphezulu kwesithathu sentlawulo yemali yaseTshayina yasekhaya neyangaphandle. Kwihlabathi liphela, i-RMB ibe yimali yesihlanu ngobukhulu kwihlabathi yokuhlawula yamazwe ngamazwe kunye nemali esemthethweni yogcino lwemali yangaphandle. Iibhloko zesiphelo sentambo, Iziqhagamsheli ze-D Sub kwaye Izikhonkwane zeNdlela zePlastiki nayo ingenza ngale ndlela.

Ngokwedatha yamva nje ekhutshwe yi-International Monetary Fund (IMF), iyonke imali egciniweyo yokutshintshiselana ngemali yangaphandle ye-RMB inyuke yaya kwi-$244.52 yeebhiliyoni kwikota yesithathu ka-2020 ukusuka kwi-$233.09 yeebhiliyoni kwikota yesibini, ifikelela kwiikota ezisixhenxe ezilandelelanayo zokukhula, kwaye isabelo se-RMB semali egciniweyo yokutshintshiselana ngemali yangaphandle yehlabathi sinyuke saya kwi-2.13.

Ukususela ngo-2008, iChina ityikitye izivumelwano zokuhlawula imali yasekhaya namazwe alithoba angabamelwane, afana neVietnam, iLaos, iRashiya, iKazakhstan kunye namazwe akufutshane ne "Belt and Road", kwaye ityikitye izivumelwano zokutshintshana kwemali yasekhaya namazwe angama-23 angabamelwane, afana neRashiya, i-Indonesia, i-United Arab Emirates, i-Egypt kunye neTurkey, kunye namazwe akufutshane ne "Belt and Road".

Ngokwengxelo yebhanki ephakathi ka-Agasti 2020, i-RMB ithengiswe ngokuthe ngqo ngemali yamazwe asithoba angabamelwane, njenge-ringgit yaseMalaysia, idola yaseSingapore, kunye ne-baht yaseThai, kunye nemali yesizwe ecaleni kwe-"Belt and Road", kunye neentengiselwano zengingqi ezinemali ezintathu zesizwe, ezifana neCambodian Ruier.

Abathengi abaninzi baseYurophu bazimisele ukusebenzisa i-RMB njengohlobo lwemali yokuhlawula.

Ngoko ke xa uthetha-thethana ngentsebenziswano, ungambuza umthengi: ngaba uyayamkela ikowuteshini ye-RMB kunye nentlawulo?

Kuthiwa i-05 RMB inomngcipheko weakhawunti?

Abantu abaninzi abarhweba ngaphandle baye beva kwaye bade banamava anjalo:

Abathengi bathi banokufumana umntu oza kuhlawulela i-RMB, ngoko ke amashishini athumela kwamanye amazwe avumile ukusebenzisa iiakhawunti zabucala zasekhaya ukuqokelela intlawulo ye-RMB, bengalindelanga ukuba emva kweentsuku ezimbalwa, iakhawunti yavalwa liqela lophando lwezoqoqosho kwiindawo ezahlukeneyo.

Ibuzwe yibhanki, ibhanki yathi ivalwe liqela lophando lwezoqoqosho kwiindawo ezahlukeneyo. Ayikwazanga ukunyibilikisa kwaye yayifuna abasebenzi bezorhwebo bangaphandle ukuba basebenzisane nomsebenzi wokhuseleko loluntu, kubandakanya nokubonelela ngolwazi malunga neentengiselwano zokwenyani. (Kubandakanya ipasipoti yendwendwe, ulwazi loqhagamshelwano, njl.njl.- Cinga ngayo, zingaphi iindwendwe ezizimisele ukusebenzisana ekunikezeni izixhobo?) Ngokuphathelele ixesha lokunyibilikisa, kufuneka silinde iindaba, abanye abantu bade bazitywina ixesha elingaphezu konyaka!

Eyona ngxaki ixhaphakileyo kukuba i-RMB yondwendwe inengxaki, kungekuko ukuba undwendwe lwenza imisebenzi engekho mthethweni, kodwa ezinye iindwendwe zikulungele, zikhangela iindlela zokutshintshiselana ngemali zangaphandle zineengxaki, kodwa azazi.

Enyanisweni, ukususela ngoFebruwari 2019, urhulumente uwise umthetho ngokuchasene neebhanki ezingaphantsi komhlaba. Ngo-2020, iBhanki Yabantu yaseTshayina yakhupha iSetyhula yeBhanki Yabantu yaseTshayina kwiProjekthi yoVavanyo malunga noLawulo lweMali eNkulu, yaza yagqiba ekubeni iqalise iprojekthi yovavanyo malunga nolawulo lwemali enkulu eHebei, eZhejiang naseShenzhen ukususela ngoJulayi 2020.

Ixesha lovavanyo liyiminyaka emi-2, okokuqala lenziwa kwiPhondo laseHebei, laza landiswa laya kwiPhondo laseZhejiang, kwiSixeko saseShenzhen: ukususela ngoJulayi 2020, iPhondo laseHebei laqala ukuvavanya; ukususela ngo-Okthobha 2020, iPhondo laseZhejiang, kwiSixeko saseShenzhen laqala ukuvavanya. Indawo yokuqala yolawulo lweeakhawunti zikarhulumente zasekuhlaleni yi-500000 yuan, kwaye indawo yokuqala yemali yolawulo lweeakhawunti zabucala yi-100000 yuan kwiPhondo laseHebei, i-300000 yuan kwiPhondo laseZhejiang kunye ne-200000 yuan kwiSixeko saseShenzhen.

Phakathi kwazo, iZhejiangProvince igxile kurhwebo ngobuninzi nokuthengisa, ukuthengiswa kwezindlu, ulwakhiwo, ishishini lokuthengisa iimoto, igxile ekunyanisekeni kwekhonkco lokurhoxisa kunye nokusetyenziswa okulandelayo. IShenzhen igxile ekulawuleni ingeniso yokusebenza kunye nokuziphatha kwenkcitho kusetyenziswa iiakhawunti zomntu, yahlulahlula imithombo kunye nokusetyenziswa kwengeniso yokusebenza kunye nenkcitho yeeakhawunti zomntu, kunye nokubeka esweni imeko yeshishini lemali le-RMB phesheya.

Ngoko ke, xa ufumana intlawulo ye-RMB kummandla womthengi, kungcono ukuqwalasela ukuba idlulile na kwi-"arhente" okanye "umntu wesithathu", zama ukuvumela undwendwe ukuba ahlawule ngeakhawunti yakhe, okanye ubuze undwendwe ngokucacileyo. Kuphephe ukufumana imali kwimithombo engaziwayo ukuqinisekisa ukhuseleko lweakhawunti.