Ndi mayiko ati omwe angagwiritse ntchito ndalama zolipirira RMB zodutsa malire?

Ndi mayiko ati omwe angagwiritse ntchito ndalama zolipirira RMB zodutsa malire?

Pakadali pano, RMB ndi ndalama yachiwiri yayikulu kwambiri yolipira m'malire a dziko la China, ndipo kulipira kwa RMB m'malire a dzikolo kumawononga ndalama zoposa gawo limodzi mwa magawo atatu a ndalama zakunja ndi zakunja zaku China. Padziko lonse lapansi, RMB yakhala ndalama yachisanu yayikulu kwambiri padziko lonse lapansi yolipira padziko lonse lapansi komanso ndalama zovomerezeka zosungira ndalama zakunja. Ma Waya Oyimitsa Mawaya, Zolumikizira za D Sub ndi Zipilala za Misewu ya Pulasitiki angachitenso motere.

Malinga ndi deta yaposachedwa yomwe yatulutsidwa ndi International Monetary Fund (IMF), ndalama zonse zosungidwa zakunja za RMB zidakwera kufika pa $244.52 biliyoni mu kotala lachitatu la 2020 kuchokera pa $233.09 biliyoni mu kotala lachiwiri, zomwe zidafika pa magawo asanu ndi awiri otsatizana a kukula, ndipo gawo la RMB la ndalama zosungidwa zakunja padziko lonse lapansi lidakwera kufika pa 2.13.

Kuyambira mu 2008, China yasayina mapangano ogwirizana ndi mayiko asanu ndi anayi oyandikana nawo, monga Vietnam, Laos, Russia, Kazakhstan ndi mayiko omwe ali pa "Belt and Road", ndipo yasayina mapangano ogwirizana ndi mayiko 23 oyandikana nawo, monga Russia, Indonesia, United Arab Emirates, Egypt ndi Turkey, ndi mayiko omwe ali pa "Belt and Road".

Malinga ndi lipoti la banki yayikulu la mu Ogasiti 2020, ndalama za RMB zagulitsidwa mwachindunji ndi ndalama za mayiko asanu ndi anayi oyandikana nawo, monga ringgit ya ku Malaysia, dola ya ku Singapore, ndi baht ya ku Thailand, ndi ndalama za dziko lonse zomwe zili mu "Belt and Road", komanso zochitika za m'madera osiyanasiyana ndi ndalama zitatu za dziko, monga Cambodian Ruier.

Makasitomala ambiri aku Europe akufuna kugwiritsa ntchito RMB ngati ndalama yolipirira.

Kotero pokambirana za mgwirizano, mungafunse wogula: kodi mumalandira mtengo wa RMB ndi malipiro?

Kodi 05 RMB ikunenedwa kuti ili ndi chiopsezo cha akaunti?

Anthu ambiri ochita malonda akunja amva ndipo akumana ndi zinthu zotere:

Makasitomala adati angapeze munthu woti alipire RMB, kotero makampani otumiza kunja adagwirizana kuti agwiritse ntchito maakaunti achinsinsi akunyumba kuti alandire ndalama za RMB, osayembekezera kuti patatha masiku angapo, akauntiyo idatsekedwa ndi gulu lofufuza zachuma m'malo osiyanasiyana.

Bankiyo itafunsa, bankiyo inati yaletsedwa ndi gulu lofufuza zachuma m'malo osiyanasiyana. Sanathe kusungunula ndipo amafunikira ogwira ntchito zakunja kuti agwirizane ndi ntchito zachitetezo cha anthu, kuphatikizapo kupereka zambiri zokhudza zochitika zenizeni. (Kuphatikiza pasipoti ya mlendo, zambiri zolumikizirana, ndi zina zotero- Taganizirani izi, ndi alendo angati omwe ali okonzeka kugwirizana nawo popereka zipangizo?) Ponena za nthawi yosungunula, tiyenera kudikira nkhani, anthu ena adazitseka kwa nthawi yoposa chaka chimodzi!

Chifukwa chofala kwambiri cha vutoli ndi chakuti RMB ya mlendoyo ili ndi vuto, osati kuti mlendoyo akuchita zinthu zosaloledwa, koma alendo ena ndi omasuka, kufunafuna njira zosinthira ndalama zakunja kuli ndi mavuto, koma iye sakudziwa.

Ndipotu, kuyambira mu February 2019, boma lakhazikitsa malamulo otsutsana ndi mabanki achinsinsi. Mu 2020, People's Bank of China idatulutsa Circular of the People's Bank of China on the Pilot Project on Large Cash Management, ndipo idaganiza zoyambitsa pulojekiti yoyesera yokhudza kasamalidwe ka ndalama zazikulu ku Hebei, Zhejiang ndi Shenzhen kuyambira Julayi 2020.

Nthawi yoyesera ndi zaka ziwiri, choyamba idachitika ku Hebei Province, kenako idakulitsidwa ku Zhejiang Province, Shenzhen City: kuyambira Julayi 2020, Hebei Province idayamba kuyesa; kuyambira Okutobala 2020, Zhejiang Province, Shenzhen City idayamba kuyesa. Poyambira ndalama zoyendetsera akaunti ya anthu onse ndi 500000 yuan, ndipo poyambira ndalama zoyendetsera akaunti yachinsinsi ndi 100000 yuan ku Hebei Province, 300000 yuan ku Zhejiang Province ndi 200000 yuan ku ShenzhenCity.

Pakati pawo, ZhejiangProvince imayang'ana kwambiri pa kugulitsa zinthu ndi kugulitsa katundu, kugulitsa nyumba, zomangamanga, makampani ogulitsa magalimoto, kuyang'ana kwambiri kutsimikizika kwa ulalo wochotsera katundu ndi kugwiritsa ntchito pambuyo pake. Shenzhen imayang'ana kwambiri pakuwongolera ndalama zogwirira ntchito ndi momwe ndalama zimagwirira ntchito pogwiritsa ntchito maakaunti a anthu, kugawa magwero ndi momwe ndalama zogwirira ntchito ndi momwe ndalama zimagwiritsidwira ntchito, komanso kuyang'anira momwe bizinesi ya RMB imagwirira ntchito kunja.

Chifukwa chake, polandira malipiro a RMB m'dera la kasitomala, ndibwino kusamala ngati adutsa pa "wothandizira" kapena "chipani chachitatu", yesani kulola mlendo kulipira ndi akaunti yake, kapena kufunsa mlendo momveka bwino. Pewani kulandira ndalama kuchokera ku magwero osadziwika kuti muwonetsetse kuti akauntiyo ndi yotetezeka.