Ndedzipi nyika dzingashandisa mari dzeRMB dzinopfuura miganhu?

Ndedzipi nyika dzingashandisa mari dzeRMB dzinopfuura miganhu?

Parizvino, RMB ndiyo mari yechipiri pakukura yekubhadhara mari dzemuno nedzekunze muChina, uye kubhadhara mari dzemuno nedzekunze muChina kunobhadhara mari inopfuura chikamu chimwe muzvitatu chemari yemuno neyekunze muChina. Pasi rose, RMB yave mari yechishanu pakukura yekubhadhara mari dzemuno nedzekunze uye iri mari yepamutemo yekuchengetedzwa kwemari yekunze. Mabhuroko eChiteshi cheWaya, Zvinobatanidza zveD Sub uye Migwagwa yepurasitiki inogonawo kuita nenzira iyi.

Sekureva kwedata razvino rakaburitswa neInternational Monetary Fund (IMF), huwandu hwemari yekuchengetera mari yekune dzimwe nyika yeRMB hwakakwira kusvika pamadhora mazana maviri nemakumi mana nemana nemazana mashanu nemaviri emadhora ($244.52 bhiriyoni) muchikamu chechitatu chegore ra2020 kubva pamadhora mazana maviri nemakumi matatu nematatu nemazana mapfumbamwe emadhora ($233.09 bhiriyoni) muchikamu chechipiri chegore, zvichisvika muzvikamu zvinomwe zvakatevedzana zvekukura, uye chikamu cheRMB chemari yekuchengetera mari yekune dzimwe nyika pasi rose chakakwira kusvika pa2.13.

Kubva mugore ra2008, China yakasaina zvibvumirano zvekugadzirisa mari yemuno nenyika pfumbamwe dziri pedyo, dzakadai seVietnam, Laos, Russia, Kazakhstan nedzimwe nyika dziri pedyo ne "Belt and Road", uye yakasaina zvibvumirano zvekuchinjana mari yemuno nenyika 23 dziri pedyo, dzakadai seRussia, Indonesia, United Arab Emirates, Egypt neTurkey, nedzimwe nyika dziri pedyo ne "Belt and Road".

Sekureva kwemushumo webhangi guru renyika muna Nyamavhuvhu 2020, RMB yakatengeserwa zvakananga nemari dzenyika pfumbamwe dziri pedyo, dzakadai seMalaysian ringgit, Singapore dollar, neThai baht, nemari yenyika dziri pa "Belt and Road", uye kutengeserana kwenzvimbo nemari nhatu dzenyika, dzakadai seCambodian Ruier.

Vatengi vakawanda vekuEurope vanoda kushandisa RMB semari yekubhadhara.

Saka kana muchitaurirana nezvekushandira pamwe, mungabvunza mutengi kuti: munogamuchira here mutengo weRMB uye muripo?

05 RMB inonzi ine njodzi yekuva neakaundi here?

Vanhu vazhinji vanotengeserana kunze kwenyika vakanzwa uye vakatosangana nezvinhu zvakadaro:

Vatengi vakati vaigona kuwana mumwe munhu wekubhadharira RMB, saka makambani ekutengesa kunze kwenyika akabvumirana kushandisa maakaundi ega ega emuno kuunganidza mari yeRMB, havana kutarisira kuti mazuva mashoma gare gare, account yacho yakamiswa neboka revanoongorora hupfumi munzvimbo dzakasiyana.

Kubvunzwa kwebhangi, bhangi rakati rakamiswa neboka revanoongorora hupfumi munzvimbo dzakasiyana. Havana kukwanisa kunyungudutsa uye vaida vashandi vekunze kuti vashande pamwe chete nebasa rekuchengetedza veruzhinji, kusanganisira kupa rumwe ruzivo nezvekutengeserana chaiko. (Kusanganisira pasipoti yemuenzi, ruzivo rwekuonana naye, nezvimwewo- Funga nezvazvo, vangani vaenzi vanoda kubatsirana mukupa zvinhu?) Nezvenguva yekunyungudutsa, tinofanira kumirira nhau, vamwe vanhu vakatodzivhara kweanopfuura gore!

Chikonzero chinowanzoita dambudziko rakadaro ndechekuti RMB yemuenzi ine dambudziko, kwete kuti muenzi ari kuita zvinhu zvisiri pamutemo, asi vamwe vaenzi vakasununguka, vachitsvaga nzira dzekuchinjana mari dzekunze vane matambudziko, asi iye haazive.

Kutaura zvazviri, kubva muna Kukadzi 2019, hurumende yakaisa mutemo unorambidza mabhanga epasi pevhu. Muna 2020, People's Bank of China yakaburitsa Circular of the People's Bank of China on the Pilot Project on Large Cash Management, uye yakasarudza kutanga chirongwa chekuedza pamusoro pe large cash management muHebei, Zhejiang neShenzhen kubva muna Chikunguru 2020.

Nguva yekuedza ndeyemakore maviri, yekutanga yakaitwa muHebei Province, yozowedzerwa kuZhejiang Province, Shenzhen City: kubva muna Chikunguru 2020, Hebei Province yakatanga kuedza; kubva muna Gumiguru 2020, Zhejiang Province, Shenzhen City yakatanga kuedza. Nzvimbo yekutanga yemari yekutarisira maakaundi eruzhinji emunharaunda i500000 yuan, uye nzvimbo yekutanga yemari yekutarisira maakaundi epachivande i100000 yuan muHebei Province, 300000 yuan muZhejiang Province uye 200000 yuan muShenzhenCity.

Pakati pazvo, ZhejiangProvince inotarisa pakutengesa zvinhu zvakawanda, kutengesa dzimba, kuvaka, indasitiri yekutengesa mota, ichitarisa pachokwadi chekubatanidza kubvisa mari uye kushandiswa kunotevera. Shenzhen inotarisa pakudzora mari inoshandiswa pakushanda uye maitiro ekushandisa mari uchishandisa maakaundi evanhu, ichipatsanura manyuko nekushandiswa kwemari inoshandiswa pakushanda uye mashandisirwo emaakaundi evanhu, uye kutarisa mamiriro ebhizinesi remari reRMB kunze kwenyika.

Saka, kana uchigamuchira muripo weRMB munharaunda yemutengi, zvakanaka kutarisisa kana wapfuura neanonzi "mumiriri" kana "bato rechitatu", edza kurega muenzi achibhadhara neakaundi yake, kana kubvunza muenzi zvakajeka. Dzivisa kugamuchira mari kubva kunzvimbo dzisingazivikanwe kuti uve nechokwadi chekuti account yacho yakachengeteka.